S925 Sterling Silver "Three Lives Lucky" Mother-of-Pearl Ginkgo Leaf Necklace for Women. This exquisite high-end collarbone necklace features an elegant ginkgo leaf pendant delicately inlaid with iridescent mother-of-pearl, symbolizing longevity and resilience in Eastern philosophy. Crafted from premium sterling silver with a polished finish, the minimalist design embodies timeless sophistication. The "Three Lives Lucky" concept represents blessings for past, present, and future lives, making it a meaningful gift for special occasions. Perfect for layering or as a standalone statement piece, this niche jewelry item comes in a velvet gift box for premium presentation.